It can take many months for your Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) application to be approved or denied; first-time applicants are often denied benefits. Wait times for the Social Security Administration’s initial decisions regarding disability…
Planning for our end-of-life is a difficult topic. Most of us don’t like to think about or discuss it. Without planning, we will have fewer options, and things may not go as well as we would like. You may wish…
In most cases, people don’t want to think about their own death, so they avoid the subject. However, since they don’t want to discuss it, they don’t make plans for what they want to happen after they die. More than…
As technology advances, aging Americans are able to live in their homes longer and with more safety thanks to self-monitored medical devices, telehealth, and smart homes. Elder law and at-home medical technology uses can intersect in several ways. Whether you…
We are living longer than previous generations, so many of us are going to need long-term care as we age. It’s estimated that seven out of ten Americans will need long-term care during their lives. Long-term care can include care…
Generally, annuities pay a fixed annual amount of money to their owners for as long as they live. Most annuities are deferred, meaning the payout doesn’t occur until a later date. However, you can receive immediate payouts if you purchase…
Statistically, fraud is increasing in the senior and near-senior age categories. With more and more people online, scammers are becoming more adaptable and mimicking communications that mimic tech support, government employees, and romantic partners. Seniors are particularly vulnerable groups as…
More than seventy million people who rely on Social Security’s benefit programs will undergo significant changes in the coming year. Inflation continues to increase daily living costs with higher costs for gasoline, food, utility, rent, and mortgages. Yet real wages…
When the time comes to plan for your future both medically and financially you may begin to wonder what estate planning and elder law are and how they compare to one another. Estate planning and elder law have some similarities…
Many US seniors today are struggling with financial insecurity due to the inflationary pressures they are being faced with. Aside from cutting back on unnecessary expenses, many retirees or near-retirement individuals should look to existing government programs to possibly qualify…